DISCLAIMER : There is a reason you don't see a silhouette of a man/woman standing under an umbrella. This post doesn't apply for term based life insurance policies.(Also called as Term Insurance)
This post isn't a place for cheap tricks. But it is a post which could get you conned if you haven't done your homework. So, before you apply any of these tricks though, it is important you understand all the major details of the insurance you are picking up. For example, before trying to save on car insurance, you must know about voluntary discount. Similarly, some life insurances don't cover deaths due to natural calamities. Every insurance comes with add-ons and stuff you or they could drop. The idea is to get exactly what you want, for less. Clearly, there is nothing to save if you paid much less and you got much less.




