How to save money on insurance

DISCLAIMER : There is a reason you don't see a silhouette of a man/woman standing under an umbrella. This post doesn't apply for term based life insurance policies.(Also called as Term Insurance)

This post isn't a place for cheap tricks. But it is a post which could get you conned if you haven't done your homework. So, before you apply any of these tricks though, it is important you understand all the major details of the insurance you are picking up. For example, before trying to save on car insurance, you must know about voluntary discount. Similarly, some life insurances don't cover deaths due to natural calamities. Every insurance comes with add-ons and stuff you or they could drop. The idea is to get exactly what you want, for less. Clearly, there is nothing to save if you paid much less and you got much less.

A techie's top 5 financial must haves

My previous post listed the top 5 mistakes a lot of techies do when it comes to their money. Its tax season as I write this post, so here I am hoping this one helps as many a reader as possible. Again, this post stands valid for any salaried employee. We're not going to go into details of how you can save tax. Insurance is just a part of financial planning as is investment and tax saving. So this post covers the top 5 must have financials, for every salaried employee.

A techie's top 6 financial mistakes

What's covered here actually holds true for any salaried employee. Freelancing and owning your own business may at times seem a more greener affair, but everything comes with its own set of problems. For those of us who are stuck in the rat race, or will at least be stuck for a while, the wisest thing to do would be to invest well. As Robert Kiyosaki says 'Don't work for money, but let the money work for you'. So here's a list of top 6 mistakes many a salaried employee make.

Best 2.1 Speakers in India: Review F&D A520

I must perhaps re-phrase. It should read "Best 2.1 Speakers in India considering QOS and VFM". I write this as I listen to the the set. A little known company called F&D (Also spoken as 'Fenda') is making waves in the Indian sound scene with their offerings. Read on past the break to see why I think their A520 offering is the best bang for your buck and what exactly it is that makes it tick.

Top 5 skills every electronics student must have to get a job

Time and time again, we hear reports of Indian engineering graduates not being industry ready. Unfortunately this is true to a large extent. Most electronics students eventually land in software jobs. Agreed that the semiconductor industry is a minuscule one when compared to the software industry in general. Since the pickings are slim, students need to be even more prepared. So, after around 7 years of being in the semiconductor industry, here's a list of top skills every fresh grad must possess. So, spend the last year honing these and you should be able to crack any interview.

Top 5 Dependable sites to shop online in India

While there exist plenty of players today vying for the e-commerce market, its only a handful few who actually seem to be in for the long run. They care about the quality of the products they ship, promptly answer your calls, follow up on all your issues. They are interested in building a dependable clientele Many among the rest are just out there to lynch you blind. Their primary target is an ill-researched buyer.

So after years of buying a whole lot of items online, ranging from home appliances to baby products, here's my list of the Top 5 dependable and trust-worthy online shopping portals in India, where you could be assured competitive pricing and quality of service.

Top 6 ways to save money on travel in India

There are lots of ways which could save you money on your vacation. These ones however have been tried and tested and they work great. If not all, you could use a few depending on your vacation's demands.