The 2016 Big Ticket Growth Items for Electronics in India

The above are the big ticket items identified by DeitY for 2016. But micro-ATMs deserve a special mention. Micro ATMs are expected to be viable where ATMs are not. ATMs need at least 80-100 transactions a day to be viable as they a lot and and have monthly operating expenses of close to  Rs 20,000 after taking into account rental, telecom charges, AMC costs, electricity expenses and security guard.  A micro ATM costs less than Rs 20,000. It is widely expected that payment banks will use micro ATMs to reach out to rural poor to bring down their cost of operations.
• • •

The Power of Presentations


In 2008, I came across a remote village in India’s Western Ghats which was doing something unique. The village was re-introducing a native fish species into the local river, the numbers of which had dwindled considerably due to a recent dam upstream. Every year, they'd import live fry from other parts of India and release them in the streams around. The river was the village’s lifeline and had been supporting them for generations. So in many ways, besides being a river rejuvenation project, it was also an economic one.

The project drew me strongly and I realized how it could be made more effective while improving rural employability. So, in less than a week's time, I located the village and found myself sitting with the village elders, presenting about the nuances of the project. That presentation, and the discussions following lasted for four hours. But, by the end of it, I had won their trust. I helped run their efforts for the next two years.

Read more at LinkedIn


• • •